Trucker Drivers Health insurance

Under OOIDA's Voluntary Group Short Term Disability Plan you are covered for Total Disability Benefits for up to 52 weeks per occurrence, ought to illness or injury prevent you from working. This plan gives you 24-hour coverage, so you will be protected both on and off the job.


Unlike other disability designs which calculate benefits as a percentage of your earnings, the OOIDA Voluntary Group Short Term Disability Plan pays you a flat every week benefit. There's three every week benefit options available. The first option has a $400 maximum every week benefit in case you are under age 70 and a $200 maximum every week benefit in case you are between ages 70-75. The second option has a $500 maximum every week benefit in case you are under age 70 and a $250 maximum every week benefit in case you are between ages 70-75. (These designs will offset with other income benefit designs).
New OOIDA members can get one of these designs - GUARANTEED ISSUE (within 60 days of membership effective date)
No health questions asked
Irrespective of your health, coverage is guaranteed
No approval necessary
Three Plan Options Available
Option 1 - $400 Max. Every week Benefit has a 30-day waiting period before benefits start. This option is available at the low cost of $77.75 per month.
Option 2 - $400 Max. Every week Benefit has a 60-day waiting period and is $64.15 per month.
Option 3 - $500 Max. Every week Benefit has a 30-day waiting period and is $91.75 per month.
Option 4 - $500 Max. Every week Benefit has a 60-day waiting period and is $75.70 per month.

Also includes:
$25,000 Accidental Death Benefit
Travel Assistance
Identity Theft Management Service
Discount Prescription Card
Who is Eligible?
Any individual who is a current, dues paid member of OOIDA, who is eighteen (18) years of age or older, but not yet sixty-one (61) years elderly at the time of enrollment and who is either a:


Van Owner-Operator: You own, operate or manage one or more commercial truck(s) and are actively at work a maximum of 30 hours per week or an average of 1,500 hours per year; or
Non-Truck Owner: You are actively at work, have a valid commercial drivers license and drive a maximum of 30 hours per week or an average of 1,500 hours per year in the trucking industry.


For more information
Enroll online
http://www.ooida.com/Benefits&Services/Services/Medical%20Benefits/disability/voluntary_st_disability.shtml
Or phone: 800-715-9369
E-mail: medben@ooida.com